Sellers: Don’t Let These Two Things Hold You Back

By BILLY COGAR | August 2, 2023

  Many homeowners thinking about selling have two key things holding them back. That’s feeling locked in by today’s higher mortgage rates and worrying they won’t be able to find something to buy while supply is so low. Let’s dive into each challenge and give you some helpful advice on how to overcome these obstacles. Challenge #1: […]

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Pricing Your House Right Still Matters Today

By BILLY COGAR | July 31, 2023

While this isn’t the frenzied market we saw during the ‘unicorn’ years, homes that are priced right are still selling quickly and seeing multiple offers right now. That’s because the number of homes for sale is still so low. Data from the National Association of Realtors (NAR) shows 76% of homes sold within a month and the average saw 3.5 offers in June.

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Home Inspections for Sellers: What You Need To Know

By BILLY COGAR | April 17, 2023

  Some Highlights The inspection is a major part of the home selling process. Many buyers used to waive inspections to be more competitive with their offer, but recently, inspections and repairs are becoming popular again. Let’s connect so you have an expert on your side who can help you determine the repairs and updates […]

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Think Twice Before Waiting for Lower Home Prices

By BILLY COGAR | April 17, 2023

As the housing market continues to change, you may be wondering where it’ll go from here. One factor you’re probably thinking about is home prices, which have come down a bit since they peaked last June. And you’ve likely heard something in the news or on social media about a price crash on the horizon. […]

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The Big Advantage If You Sell This Spring

By BILLY COGAR | April 11, 2023

The National Association of Realtors (NAR) confirms today’s housing inventory is low by looking at the months’ supply of homes on the market. In a balanced market, about a six-month supply is needed. Anything lower is a sellers’ market. And today, the number is much lower:

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Homebuyer Activity Shows Signs of Warming Up for Spring

By BILLY COGAR | April 11, 2023

Buyers are coming this spring, which is typically the busiest time of the year in real estate. And as Realtor.com tells us, if you’re a seller, you need to prepare

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Why Aren’t Home Prices Crashing?

By BILLY COGAR | April 10, 2023

A lot of people expected prices would crash this year thanks to low buyer demand, but that isn’t happening. Why? There aren’t enough homes for sale. If you’re thinking about moving this spring, let’s connec

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Two Reasons You Should Sell Your House

By BILLY COGAR | April 5, 2023

Wondering if you should sell your house this year? As you make your decision, think about what’s motivating you to consider moving. A recent survey from realtor.com asked why homeowners are thinking about selling their houses this year. Here are the top two reasons

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How Changing Mortgage Rates Can Affect You

By BILLY COGAR | April 4, 2023

The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power.

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Facts About Closing Costs

By BILLY COGAR | March 31, 2023

If you’re thinking about buying a home, be sure to plan for closing costs.
Closing costs are typically 2% to 5% of the total purchase price of a home, and they can include things like government recording costs, appraisal fees, and more.
Let’s connect so I can answer your questions about the homebuying process.

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4 Key Tips for Selling Your House This Spring

By BILLY COGAR | March 30, 2023

Spring has arrived, and that means more and more people are getting their homes ready to sell. But with recent shifts in real estate, this year’s spring housing market will be different from the frenzy of the past several years. To sell your house quickly, without hassles, and for the most money, be sure to follow these four simple tips:

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What Past Recessions Tell Us About the Housing Market

By BILLY COGAR | January 16, 2023

It doesn’t matter if you’re someone who closely follows the economy or not, chances are you’ve heard whispers of an upcoming recession. Economic conditions are determined by a broad range of factors, so rather than explaining them each in depth, let’s lean on the experts and what history tells us to see what could lie […]

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Is It Time To Sell Your Second Home?

By BILLY COGAR | January 12, 2023

During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different home features. Keep in mind, a luxury home isn’t only defined by price. In a recent article, Investopedia shares […]

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The Truth About Negative Home Equity Headlines

By BILLY COGAR | January 11, 2023

The Truth About Negative Home Equity Headlines

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Home Equity: A Source of Strength for Homeowners Today

By BILLY COGAR | November 14, 2022

Home Equity: A Source of Strength for Homeowners Today Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. As Mark Fleming, Chief Economist at First American, says: “. . . don’t expect a housing bust like the mid-2000s, as lending standards in this housing […]

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VA Loans Can Help Veterans Achieve Their Dream of Homeownership

By BILLY COGAR | November 10, 2022

VA Loans Can Help Veterans Achieve Their Dream of Homeownership For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. Here are some things you should know […]

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Key Factors Affecting Home Affordability Today

By BILLY COGAR | November 8, 2022

Key Factors Affecting Home Affordability Today Every time there’s a news segment about the housing market, we hear about the affordability challenges buyers are facing today. Those headlines are focused on how much mortgage rates have climbed this year. And while it’s true rates have risen dramatically, it’s important to remember they aren’t the only […]

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